ACH BOŽE ZVEDNI TELEFON

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Nina

No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan. NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative report… more »

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Ach Bože Zvedni Telefon (My God Has A Telephone)
[Verse 1]
When I need a small reminder
CZ: Když mám víc smůly než je zdrávo
EN: When I have more bad luck than ever before
When my legs cannot find the road
CZ: Když můj den dobře neskončí
EN: When my day doesn´t end up well
When I'm heavy with my burden
CZ: Když svůj stesk zapíjím třetí kávou
EN:  When I try to drink away my sorrow with a third cup of coffee 
So my back is tired and bowed
CZ: A můj kluk se se mnou rozloučí
EN: And my boyfriend says goodbye to me
[Pre-Chorus]
When all these questions are collecting
CZ: Já rady lidí denně slýchám
EN: People give me advice daily
He brings the answers to my ears
CZ: Jen tu tvou stále postrádám ... tak prosím
EN: But I still miss the one from you…so please
[Chorus]
Because my god has a telephone
CZ: Ach bože zvedni telefon
EN: Oh God please pick up the phone
Hear it ringing in the morning
CZ: Na srdci mám tolik přání
EN: There are so many things on my heart
My god has a telephone
CZ: Ach bože zvedni telefon
EN: Oh God please pick up the phone
Hear him calling out a warning
CZ: Denně volám, tón vyzvání 
EN: I keep calling you every day, the phone is ringing
[Verse 2]
It may be long distance
CZ: Vím, že máš spoustu práce
EN: I know that you have a lot of work
But you know there ain't no fee
CZ: Vím, že hovor často odmítáš
EN: I know that you often deny calls 
Only takes just persistence
CZ: Vím, že mám stále ti co splácet
EN: I know that I owe you a lot
And he's on the line with me
CZ: A že jednou mi to všechno spočítáš
EN: And you will give me the bill one day
I can reach him any hour
CZ: Stejně dál ti volat zkouším
EN: I keep on calling you though
And his voice is loud and clear
CZ: Stejně denně Nebe vytáčím
EN: I call to heaven daily
Call him up, feel the power
CZ: (Mý) číslo znáš, dnes se loučím
EN: You have my number, I say goodbye for today
Make a deaf man begin to hear
CZ: Zítra doufám, tvůj hlas uslyším
EN: But I hope I will hear your voice tomorrow
[Pre-Chorus]
Whether spring or fall I hear his call
CZ: Prosím zvedni to, vím, že jsi tam
EN: Please pick up the phone, I know that you are there
To put my faith over fear
CZ: Ať ti to všechno vylíčím
EN: So I can tell you all of it
Hm!
 [Chorus]
My god has a telephone…

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