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Nina

No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan. NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative report… more »

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Hands on the wheel
Uh-uh f*ck that
I let go
Jesus take hold
Cause I can see the signs
I hear Your voice in my mind
But still I am blind, can't seem to find
My destination
So I'm sitting up in my room
And I wonder
My mind wanders around
He said "swallow your pride, wash it down
It's okay to cry sometime"
Cause I been
Running from my fears
And now I'm
Drowning in my tears cause I
Don't know if you hear me
Tell me what this could be
Lost
I'm so lost
Tell me why
Lord
Help me find
My way
I'm so lost (which way do I go)
I'm so lost (oh-oh)
Tell me why
Lord
Help me find
My way
I'm so lost
I'm all in my head
Seeing all white and gold
Laying up in my bed
Watching my dreams unfold
Nappy head long dread
Blowin' a cloud full of smoke
Put one up in the air
But when will it happen though
Reality hits me
This shit to me keeps
Looking more like a mystery
Cause I'm still at the bottom
And no one around me
But folks who was supposed to believe in me
Love ain't been good to me
I be like "f*ck it though"
Give me my music and let me be
But these niggas won't let me be
You know
I'd rather just be with me
Lost
Been thinkin' bout taking the easier route
Lost
Cause lately that seems the only way out
But I know I got a purpose
And to see it would be worth it
I'ma figure it out
But I guess for right now
I'm just
Lost
(running from my fears and)
I'm so lost
(now I'm drowning in my tears cause)
Tell me why
(I don't know if you hear me)
Help me find (tell me what this could be)
My way
I'm so lost (which way do I go)
I'm so lost (oh-oh)
Tell me why
Lord
Help me find
My way
I'm so lost
Which way do I go

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