GMAC (or GMAC Financial Services), formerly known as General Motors Acceptance Corporation, was previously the wholly owned financial services arm of General Motors.
GMAC Financial Services provide a suite of financial programs including automotive financing, insurance and mortgage operations in approximately 40 countries around the world.
GMAC also operates Nuvell Financial Services and Semperian within its automotive financing division. While the main GMAC specializes in the financing of new and Certified Pre-Owned ("used") GM vehicles, Nuvell is the subprime lending arm of GMAC for GM associated dealerships. Nuvell also operates National Auto Finance which provides non-GM dealerships access to an additonal subprime lending source, and recently a prime product. Semperian provides customer relationship management, servicing, and collection through several inbound call centers across the US, primarily for customers residing in the GMAC portfolio. Its other businesses include ResCap Holding, an umbrella company for GMAC's residential mortgage business, and GMAC Home Services, a real estate services subsidiary. As well, it is an associate sponsor of all Hendrick Motorsports racing teams.

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